Comparison desk
| Provider | Best fit | Send & pay | Receive | Next step |
|---|---|---|---|---|
| Wise review | US senders comparing an online transfer to a recipient bank account or Wise account.Payment choices depend on the sender's region, currencies, and transfer amount. Confirm the options, total cost, and delivery estimate in the current quote. | SendWebsite · Mobile appPayBank transfer · Debit or credit card where available · Other local methods where available | Recipient bank account · Recipient Wise account | |
| Remitly review | US senders whose recipient needs a destination-specific choice such as bank deposit, cash pickup, or mobile money.Payment and delivery choices vary with the sender's location and the recipient's country. Confirm the displayed rate, fees, recipient amount, and delivery estimate before sending. | SendWebsite · Mobile appPayBank transfer · Debit or credit card · Apple Pay or Google Pay where available | Bank deposit · Cash pickup · Mobile wallet or mobile money · Home delivery where available · Debit card deposit where available | |
| Western Union review | US senders who want in-person sending or a recipient who collects cash.Sending, funding, and delivery choices vary by destination and transfer details. Compare the current fee, exchange rate, recipient amount, and timing for the exact route. | SendWebsite · Mobile app · In-person agent locationPayBank account · Debit or credit card · Cash at an agent location | Bank account · Cash pickup · Mobile wallet where available | |
| MoneyGram review | US senders comparing a second agent-network quote, online or in person, with cash pickup among the delivery options.Payment and delivery choices vary by location and transfer. Check the current quote for the fee, exchange rate, recipient amount, and delivery estimate before confirming. | SendWebsite · Mobile app · In-person agent locationPayBank account where available · Debit or credit card · Apple Pay where available | Bank account · Debit card · Mobile wallet · Cash pickup | |
| Xe review | US senders who want card or ACH funding with a choice of bank, cash-pickup, or mobile-wallet delivery.Delivery and payment choices depend on the destination and transfer; Xe shows the current options, cost, and timing in its quote flow before you send. | SendWebsite · Mobile app · PhonePayDirect debit (ACH) · Debit or credit card · Wire transfer | Recipient bank account · Cash pickup where available · Mobile wallet where available | |
| OFX review | US senders making a bank-to-bank transfer who want an account-based service rather than cash or wallet payout.OFX states payment methods may vary depending on the currency and destination; confirm the current options, rate, and timing in its transfer flow before you send. | SendWebsite · Mobile appPayDirect debit · Wire transfer | Recipient bank account | |
| Ria review | People comparing digital transfers with an in-person option, especially when cash funding, cash pickup, a mobile wallet, or home delivery matters for the route.Payment and delivery choices vary with the destination and transfer details. Confirm the current fee, exchange rate, recipient amount, and timing in the exact quote. | SendWebsite · Mobile app · In-person agent locationPayBank account · Debit or credit card · Cash at a participating Ria location · Apple Pay or Google Pay where available | Bank deposit · Cash pickup · Mobile wallet where available · Home delivery where available | |
| Xoom review | People whose recipient wants cash pickup, home delivery, a mobile wallet, or a debit-card deposit, and senders who want to pay through methods in a PayPal account.Funding and delivery choices vary by country and transfer. Confirm the methods, fee, recipient amount, and timing in Xoom's current flow before sending. | SendWebsite · Mobile appPayUS bank account · Debit or credit card · Payment methods in your PayPal account where available | Bank account · Debit card · Mobile wallet · Cash pickup · Home delivery where available | |
| WorldRemit review | People sending to recipients who use mobile money or cash pickup, and anyone who wants a digital-first quote paid by bank transfer or card.Payment and receive methods depend on where the transfer starts and the receiving country. Confirm the current options, cost, recipient amount, and timing before sending. | SendWebsite · Mobile appPayBank transfer · Debit or credit card | Bank account · Cash pickup · Mobile money where available |
Payment choices depend on the sender's region, currencies, and transfer amount. Confirm the options, total cost, and delivery estimate in the current quote.
Payment and delivery choices vary with the sender's location and the recipient's country. Confirm the displayed rate, fees, recipient amount, and delivery estimate before sending.
Sending, funding, and delivery choices vary by destination and transfer details. Compare the current fee, exchange rate, recipient amount, and timing for the exact route.
Payment and delivery choices vary by location and transfer. Check the current quote for the fee, exchange rate, recipient amount, and delivery estimate before confirming.
Delivery and payment choices depend on the destination and transfer; Xe shows the current options, cost, and timing in its quote flow before you send.
OFX states payment methods may vary depending on the currency and destination; confirm the current options, rate, and timing in its transfer flow before you send.
Payment and delivery choices vary with the destination and transfer details. Confirm the current fee, exchange rate, recipient amount, and timing in the exact quote.
Funding and delivery choices vary by country and transfer. Confirm the methods, fee, recipient amount, and timing in Xoom's current flow before sending.
Payment and receive methods depend on where the transfer starts and the receiving country. Confirm the current options, cost, recipient amount, and timing before sending.
Provider-reported capabilities; availability varies by country and transfer.
9 providers in this comparison · 0 quote snapshots published · source dates shown in each reviewed profile
Making a larger payment, such as an overseas property purchase? The large-transfer and currency specialists have their own comparison. Compare large transfers →
The missing column
Transfer pricing changes with the corridor, amount, funding method, delivery method, and the moment you send. A number copied onto a comparison page can go stale quickly, so we publish figures only as dated quote snapshots with their full context — and none have been captured yet.
For today's price, run the same transfer in each provider's quote flow and compare the recipient amount, total cost, and delivery estimate. Read the methodology →
When fee and rate figures do appear here, each one will be a dated snapshot recording all of the following:
A missing value is never silently treated as zero. It must be labeled unknown, unavailable, not applicable, or not verified.
