Provider review
OFX review
OFX is the bank-to-bank profile in this set — funding by direct debit or wire, delivery to the recipient's bank account, online or in the app. OFX itself states payment methods vary with the currency and destination, so compare the exact recipient amount and timing its transfer flow shows for your route.
OnlineMoneySend EditorialPublished
Quick read
Useful for
US senders making a bank-to-bank transfer who want an account-based service rather than cash or wallet payout.
Availability and cost depend on the exact transfer. This is an editorial fit assessment, not a universal price or winner claim.
Reasons to compare it
- A deliberately simple reported shape — direct debit or wire in, recipient bank account out — that is easy to compare like-for-like.
- OFX's own pages qualify that payment methods vary by currency and destination, which matches how this site treats availability.
Check before sending
- No cash pickup, wallet, or card-deposit delivery is in OFX's reported methods; if the recipient needs those, quote a provider that reports them.
- This review covers reported capabilities only; rates, fees, limits, and timing must come from the current transfer flow.
The short version
OFX is the simplest shape in this comparison: money goes from your bank account to the recipient’s bank account, arranged online or in the OFX app, funded by direct debit or a wire from your own bank. There is no cash pickup, wallet, or card-deposit payout in its reported methods — and that narrowness is the point of quoting it, not a defect: bank-to-bank transfers compare cleanly.
OFX’s own wording qualifies that payment methods vary with the currency and destination, which is exactly the caveat this site applies to every provider.
How sending works (provider-reported)
You register and start a transfer online or in the app, agree the transfer, then fund it: with direct debit, OFX withdraws the agreed amount from your nominated account; with a wire, you pay from your own online banking or branch. Delivery is to the recipient’s bank account.
Funding and delivery choices
Funding: direct debit or wire transfer, as available for your currency and destination. Delivery: the recipient’s bank account. If your transfer needs cash pickup, a mobile wallet, or a card deposit, compare a provider whose reported methods include them — the comparison table on this site marks exactly that.
What to compare before sending
Run the same transfer in OFX’s flow and at least one alternative with the identical corridor, amount, and funding method. Compare the recipient amount, total cost, delivery estimate, and any verification or account requirements shown before you commit.
Who should include OFX in the comparison?
Include OFX for bank-to-bank transfers where account-based service matters more than payout variety — and whenever you want a clean second quote for the same bank-delivery route. Nothing here is a recommendation to use or avoid the service; the current quote for your route decides.
Sources
Sources consulted .
Current quote required
Check the recipient amount before you pay.
Fees, rates, methods, and timing can change with the route and transfer details.